Terms and Conditions

Before you use this website, please read these Terms of Use carefully. You agree to be bound by the terms and conditions on this website when you visit it. You shouldn't use or visit the website if you don't agree to these rules. These terms and conditions can be changed at any time by Policyian without warning. Therefore, it is your responsibility to review these Terms of Use periodically. Continued access or use of this site implies your agreement to any changes to the Terms of Use. Always and at its choice, Policyian can change the information on this website as well as the goods and services mentioned on it that are provided by its affiliates. Policyian keeps all of its other rights.

Product Availability

This website from Policyian does not contain any statements of goods or services that are meant to be an offer to sell or a request to buy any goods or services. Not all states offer every service or product, and each product must adhere to the established rules. To learn more about a product and its availability, contact a Policyian agent. Please keep in mind that many goods and services can only be bought through employers or other plan sponsors.

Links to Other Website

We provide links to other websites purely for your convenience. They don't mean that it Policyian supports, controls, allows, sponsors, promotes, or is connected with the owners or participants of those websites or any content found there. There is no obligation on Policyian to keep any link to this website. The company can remove any link at any time, for any reason.

Ownership of Materials and Restrictions on Use

It is possible for anyone to access the information on this website, but Policyian owns all the text and graphics. You are not allowed to change, copy, distribute, transmit, show, perform, reproduce, publish, license, make new works based on, transfer, or sell any of the goods, information, or services on this website.

Privacy

Policyian can't promise that information sent over the Internet will stay private. Please keep in mind that other Internet users may be able to see personal information like your Social Security number, phone number, address, or information in your message. Please don't send information you want to keep secret through email or the internet to protect your privacy. The way we handle personal information you send us will be based on our privacy policy.

Policyian puts a "cookie," which is a small text file, on your hard drive when you visit this website. A cookie helps our computers remember who you are in the future. Website owners use cookies, a common type of data file, to make it easier for you to keep coming back to and using their site. A cookie from Policyian could have your name, email address, mailing address, and phone number in it, depending on the information you have already given us. Your credit card name or password will not be in it. If you would rather not get this or other cookies when you are online, or if you want to control when you get them, most browser software has an easy way to stop or control getting them. However, cookies may be needed to provide you with access to some functions, like buying things or registering for services.

Policyian also allows third-party companies to use cookies to collect certain anonymous, non-personally identifiable information when you visit our website.

Limitation of Liability

This page is kept up by Policyian as a service to people on the Internet. Any details on this website could be changed at any time, and Policyian doesn't promise to keep any of these details up to date. You're on your own when you use the site. All the data and content on the Policyian website is given "as is," with no warranty of any kind, either expressed or implied. This includes, but isn't limited to, implied warranties of merchantability and fitness for a particular purpose. No matter what, Policyian will not be responsible for any direct, indirect, incidental, consequential, or other damages of any kind that may happen because someone accesses, can't access, or relies on the information on this website. Policyian does not promise or guarantee that the website will work perfectly or that it will be free of bugs. They also do not promise that any information, software, or other materials on the website are free of viruses, worms, Trojan horses, or other harmful code. If you use this website or the information on it and then need to fix or replace data, equipment, or property, Policyian is not responsible for those costs. Any action or reaction you or anyone else takes because of the information, services, or other content on this site is not the responsibility of Policyian. Such responsibility includes any direct or indirect effects.

Forward-Looking Statements

There may be both forward-looking and cautionary statements on this page. Forward-looking statements usually include words like "expects," "intends," "anticipates," "plans," "believes," "estimates," "will," or words that mean the same thing. They can be about anything, like our business's expected performance and revenue. These statements about the future are open to changes and unknowns that we can't always control. They were based on our predictions and beliefs about the future and its impact on us. We can't be sure that the future will match our hopes or that it will have the effect we think it will have, especially since we don't know what will happen with COVID-19. We don't make or agree with public predictions about our future earnings. We also don't change or update any forward-looking statements openly based on how different events, expected or unexpected, turn out.